There is a new [October 8, 2025] story on AP: Is there an AI bubble? Financial institutions sound a warning, stating that: “Lingering doubts about the economic promise of artificial intelligence technology are starting to get the attention of financial institutions that raised warning flags this week about an AI investment bubble. Officials at the Bank of England on Wednesday flagged the growing risk that tech stock prices pumped up by the AI boom could burst.”
“The risk of a sharp market correction has increased,” the U.K. central bank said. The head of the International Monetary Fund raised a similar alarm hours after the Bank of England’s report. Global stock prices have been surging, fired up by “optimism about the productivity-enhancing potential of AI,” IMF Managing Director Kristalina Georgieva said. But financial conditions could ‘turn abruptly,’ she warned in a speech ahead of the organization’s annual meeting next week in Washington.”
There is a new [October 8, 2025] spotlight on The New Yorker, Will A.I. Trap You in the “Permanent Underclass”? stating that: “In an A.I.-dominated future, those with capital will buy ‘compute’ (the tech term for A.I. horsepower) and use it to accomplish work once done by humans: anything from coding software to designing marketing campaigns to managing factories. Those without the same resources will be stuck with few alternatives. A sense of dread about this impending A.I. caste system has created a new urgency to get ahead while you still can.”
“The fear of a permanent underclass stems in part from the progress that A.I. has already made. Whether we want it or not, the technology is creeping into our daily lives. The reward for the grind might be a role as an overlord of the A.I. future: the closer to collaborating with the machine you are, the more power you will have. Fears of a permanent underclass reflect the fact that there is not yet a coherent vision for how a future A.I.-dominated society will be structured.”
Human Mind
What is the human mind? If artificial intelligence is already competent to hold a relationship with humans, answer questions at the level of an expert, relate with what is in the world, and do a lot of productive work, what does it mean that some of the specializations that make the human mind unique are already within the forte of AI?
The situation of the human mind is an urgent project of unprecedented weight in this era, as AI is accelerating at a pace that has not been seen in recent history. The discussions of the AI bubble or that AI is already replacing most of the entry-level jobs are not just for research to study what human intelligence is, but what the human mind is, in its totality, including human emotions, feelings, and much more.
Asking about the human mind is to seek what exactly it is within the cranium. The brain is correlated with the mind, but not all the components of the brain are associated with the mind. Neuroscience has established that all functions of the brain for human life and experiences are operated by neurons — in clusters — with their electrical and chemical signals.
This means that finding candidates for the mind, at least, up to the most recent advance in empirical neuroscience, can be narrowed to neurons with their electrical and chemical signals. Neurons are cells, which means that they can be ruled out as the ultimate candidates for the human mind, since they do not have enough flexibility to structure all the extents of functions. Also, signals can be ruled out as the communication or transmission elements of neurons because neurons — as cells — can survive without those, conceptually.
Simply, it is possible to theorize that the ultimate candidates for the mind are the electrical and chemical signals. Or, that they are configurators for functions. Therefore, the human mind, distinct from the body, can be conceptually described as the collection of all the electrical and chemical configurators — with their interactions and attributes, in sets, in clusters of neurons — across the central and peripheral nervous systems.
Simply, the human mind is the set[s] of [neuro]configurators. Interactions mean the strike of electrical configurators on chemical configurators, in sets. This means that anything that can have an effect on electrical configurators or chemical configurators can influence the mind. So, functions are from interactions. While attributes qualify the functions or determine the limits or extents of those functions.
Human Mind Research Lab
In conceptual brain science, for now, the major candidates for the human mind are electrical and chemical configurators. So, in exploring paths to progress — towards preparing for the future where AI might dominate — is to establish signals as the mind, to explain all areas of functions, as well as to ensure that however AI tacks, it is possible to have some answers ready, in some directions, away from the opacity that may allow uncertainties to absolutely rule, because of the gap in theoretical neuroscience.
Establishing a human mind research lab would ensure that whatever happens with AI, bubble or otherwise, or with jobs, or with AI psychosis, or with AI relationships or friends, it is possible to withstand better, maybe, as AI may take over.
AI Employment. Human Unemployment
There is a recent [September 25, 2025] story on Axios, The frozen job market is dire for entry-level workers, stating that:
“Job postings are down from last year, per the latest data from jobs site Indeed.com. That’s not great news for folks looking to switch jobs, but for new graduates trying to break into the labor market, it’s a dire moment. The number of job listings overall on Indeed.com dropped 7% in August from a year ago — the same as the number of job postings for entry-level workers. Listings for jobs in scientific research and development on Indeed are down nearly 25% from last year, the most in any category, likely a result of the pullback in federal spending and federal layoffs.”
There is a new [October 8, 2025] story on MLive, Major Grand Rapids company laying off 400 people due to AI, 200 in West Michigan, stating that, “Acrisure, a global insurance brokerage, financial services and technology company based in Grand Rapids, plans to cut 400 accounting positions in the first quarter of 2026, the company announced Wednesday. Roughly half the positions set to be eliminated are based in West Michigan, with the rest stretching across Acrisure’s global footprint. The layoffs are the result of artificial-intelligence technology deployed by Acrisure, which will automate a significant portion of the work performed by the affected employees, said company CEO Greg Williams.”
This article was written for WHN by David Stephen, who currently does research in conceptual brain science with a focus on the electrical and chemical signals for how they mechanize the human mind, with implications for mental health, disorders, neurotechnology, consciousness, learning, artificial intelligence, and nurture. He was a visiting scholar in medical entomology at the University of Illinois at Urbana-Champaign, IL. He did computer vision research at Rovira i Virgili University, Tarragona.
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